You are a proactive and collaborative individual, driven by a deep passion for Data and Analytics. You excel in overcoming challenges and leading initiatives to drive success.
We are a value-driven team responsible for managing the credit risk strategy to deliver the best end-to-end home buying experience.
Together we can harness the power of Data Analytics to identify solutions for our customers and communities to help build a brighter future and really make a difference.
See yourself in our team:
Retail Banking Services (RBS) is the public face of CommBank, delivering a seamless banking experience for the future, to our personal and small business customers. We offer market-leading products and services, supported by some of the world’s best systems and processes.
The Core Manufacturing Crew supports this vision by applying world-class risk management practices to achieve the team’s objective: positioning the Home Loan portfolio for sustainable profitable growth by ensuring appropriate controls and strategies are in place to minimise losses and maximise revenues.
Do work that matters:
You will play a key role in driving the Home Loan lending growth strategy whilst ensuring that the portfolio is managed within the banks risk appetite. You will lead the development of credit risk policy, strategy, and business rules, and deliver portfolio analytics to ensure alignment with strategic growth and optimisation objectives.
On a day-to-day basis, you will:
Deliver impactful analytics to enhance credit risk strategies and support strategic decisions.
Leverage the credit risk origination system to deliver leading automated credit decisions that drive sustainable growth in the home loan lending business.
Analyse and generate insights on home loan credit portfolio risk, providing forward-looking perspectives and identifying emerging risks, including environmental issues.
Build strong relationships with stakeholders, including senior leaders and regulators.
Communicate insights and recommendations with clarity and influence to drive strategic decisions.
Demonstrate enthusiasm, resilience, ethical behaviour, teamwork and stakeholder management in line with the Group’s Vision and Values.
Foster a culture of excellence, inclusion, and continuous learning within the team by coaching and mentoring team members to build capability and support career growth.
We are interested in hearing from people who have:
Please note that we’re interested in hearing from people who might not meet all the following criteria. We’re open to working with the right candidate to fill any skill gaps during your journey at CommBank.
Credit Risk Expertise – Proven leadership in credit risk, with strong analytical and strategic decision-making skills.
Artificial Intelligence – Leveraging AI to deliver analytical insights and automate tasks
Advanced Analytics Capability – Experience in complex modelling, BI tools, and delivering insights that drive performance.
Economic Profit - Develop and maintain credit risk models to proactively manage business economic profit through appropriate credit risk cut off strategies.
Technical Data Skills – Proficiency in tools like Teradata SQL, SAS and Python to extract and interpret large datasets.
Strategic Thinking – Ability to solve complex problems with commercial acumen and influence senior stakeholders.
Process & Data Excellence – Strong attention to detail in managing origination systems and ensuring data integrity.
Systems & Governance Knowledge – Familiarity with large-scale systems and sound data governance practices.
Stakeholder Influence – Exceptional communication and relationship-building skills across diverse groups.
If this sounds like you then apply today!
At CommBank, we advocate and facilitate a culture of inclusion and respect, celebrating all cultures, abilities, genders, expressions of gender and sexual orientation. Read more about our commitment to inclusion and diversity.
If you're already part of the Commonwealth Bank Group (including Bankwest), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career.
We support our people with the flexibility to balance where work is done with at least half your time each month connecting in office. We also have many other flexible working options available including changing start and finish times, part-time arrangements and job share to name a few. Talk to us about how these arrangements might work for you.
We’re committed to being an accessible employer and want to make finding your dream job as easy as possible. If you experience any accessibility issues or if you require additional support please contact HR Direct on 1800 989 696.
If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career.
We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696.